Innovative Plan

The Innovative Plan acts as a high deductible plan for the first three years. After the three years is up, the deductible goes away automatically and your premium doesn’t increase to the cost of a comprehensive plan.

Innovative Plan Benefits

The Innovative Plan acts as a high deductible plan for the first three years. After the three years is up, the deductible goes away automatically and your premium doesn’t increase to the cost of a comprehensive plan.

Benefits of the Innovative Plan include:

  • Part A Coinsurance and Hospital Costs: 100% Covered
  • Part B coinsurance and copayments: 100% covered
  • Part B excess charges: 100% covered
  • First 3 pints of blood: 100% covered
  • Part A deductible: 100% covered
  • Foreign travel medical expenses: 80% covered
  • Skilled nursing facility care: 100% covered

Is A Medigap Innovative Plan Right For You?

Innovative plans offer additional coverage that may be useful for you. The experts at Grutz Financial can help you determine whether an Innovative Plan is the right solution to your healthcare needs. Contact us now to schedule a consultation with one of our associates.

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