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Medicare is a government-backed insurance program for people age 65 and older. However, certain people under the age of 65 can qualify for Medicare coverage. The Medicare program is divided into several parts, each covering expenses for different aspects of healthcare.Â
If you are enrolled in an Original Medicare plan, you will notice that you are often required to pay some out-of-pocket amounts when you receive health care. Medicare Supplement Insurance plans, also known as Medigap plans, exist to fill the cost gaps left behind by Original Medicare benefits.Â
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Copay plans are intended for those who visit the doctor more often, such as families with children. To receive these routine services, members of this plan must pay a set copay.Â
All copay plans come with several options to ensure your needs and budget are adequately met. These options can include other benefits and preventive care. The plan also covers a percentage of the costs once you pay a deductible.
Examples of routine services include:
The associates at Grutz Financial will help you understand the copay plan and guide you towards the appropriate choice for your situation.
You are invited to contact us with any questions you have about the copay plan or any other Medicare-related concerns.
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