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Innovative Plan

The Innovative Plan acts as a high deductible plan for the first three years. After the three years is up, the deductible goes away automatically and your premium doesn’t increase to the cost of a comprehensive plan.

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Innovative Plan Benefits

The Innovative Plan acts as a high deductible plan for the first three years. After the three years is up, the deductible goes away automatically and your premium doesn’t increase to the cost of a comprehensive plan.

Benefits of the Innovative Plan include:

  • Part A Coinsurance and Hospital Costs: 100% Covered
  • Part B coinsurance and copayments: 100% covered
  • Part B excess charges: 100% covered
  • First 3 pints of blood: 100% covered
  • Part A deductible: 100% covered
  • Foreign travel medical expenses: 80% covered
  • Skilled nursing facility care: 100% covered

Cite: physiciansmutual.com

Is A Medigap Innovative Plan Right For You?

Innovative plans offer additional coverage that may be useful for you. Grutz Financial can help you determine whether an Innovative Plan is the right solution to your healthcare needs. Contact us now to schedule a consultation with one of our associates.

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  • We are not connected with or endorsed by the United States government or the federal Medicare program. We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.

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